Product
What Are Bank Feeds?
The complete guide for financial institutions building the modern banking experience
Rutter’s Bank Feeds product enables fintechs, banks, and BaaS platforms to sync transaction data directly into SMB/Mid-market accounting software, helping customers automate reconciliation and keep their books up to date.
By appearing as a connected financial institution within platforms like QuickBooks, Xero, and Sage, you can eliminate manual CSV uploads and deliver a native, real-time experience for your users.
Today, we’re expanding that capability with support for FDX-based data ingestion and broader coverage for Plaid-powered platforms.
What Rutter Bank Feeds Do
Rutter integrates your company into the banking section of leading accounting platforms, enabling your customers to:
- Automatically sync transactions from your financial offerings, including bank accounts, credit cards, and charge cards
- Reconcile payments, deposits, and transfers in a few clicks
- Eliminate manual entry and reduce bookkeeping errors
- Send payments from bank accounts offered by your product
Traditionally, this functionality was limited to large financial institutions with deep integrations. Rutter brings it to fintechs, regional banks, digital banking platforms, and BaaS providers through a single API.
What’s New
FDX-Based Data Ingestion
Rutter now supports FDX (Financial Data Exchange) transaction data.
Customers can:
- Push FDX-formatted data directly to Rutter
- Let Rutter extract and standardize it on your behalf
This provides greater flexibility and allows you to leverage existing data infrastructure while accelerating implementation.
Pre-Built UI Components
Rutter also now offers pre-built UI components to assist your customers in mapping their bank or card accounts to their GL accounts. This offers seamless syncing for them, and hugely reduced development effort for you.
Support for Plaid-Powered Accounting Platforms
Rutter now supports accounting platforms that rely on Plaid for bank feed connectivity, including Wave, Zoho Books, and others. These join our existing coverage:
- QuickBooks Online
- QuickBooks Desktop
- Quicken
- Credit Karma
- Xero
- Sage Intacct
- Sage Business Cloud
- NetSuite
Launch in Under 4 Weeks
Rutter helps you go live with bank feeds across dozens ofplatforms in under 4 weeks, without needing to build or maintain individual integrations.
We handle:
- Platform-specific formatting and edge cases
- Sync logic and credential token management
- A unified, standardized transaction scheme
Whether you're:
- A fintech building card, lending, or treasury products
- A bank that needs bank feed capabilities without relying on your core or digital provider
- A BaaS platform powering multiple brands or financial institutions
- A digital banking platform helping customers appear as distinct financial institutions inside accounting software
Rutter gives you a fast, flexible way to deliver modern bank feed functionality at scale.
To learn more or request access, contact our team
