How Ramp Launched Sales Based Underwriting Across 8+ Commerce Platforms
Ramp’s success is directly correlated with providing the most optimal credit limits to their customers while also minimizing risk. To do this, they need a comprehensive financial picture of a business, which requires stitching together multiple data sources.Ramp first started leveraging accounting data for its underwriting, but realized that accounting data didn’t capture the detailed, real-time sales information about a business and lacked standardization.
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