Introducing Rutter Supplier Enablement: Unlock Card Revenue with Unified ERP & Payment Intelligence

Rutter is excited to announce the launch of our new Supplier Enablement product – built for enterprise fintech platforms and financial institutions looking to unlock commercial card adoption across midmarket and SMB vendors.

With expanded ERP coverage and smarter data intelligence, Rutter now offers:

• Support for fetching vendor data from 30+ additional midmarket and enterprise ERPs
• A new intelligent file import workflow
• Advanced OCR enrichment leveraging bill attachments to improve vendor match
• Integration of Visa card acceptance data to improve vendor scoring

These capabilities give customers the infrastructure to scale supplier enablement workflows across SMB, midmarket, and enterprise – without needing custom integrations.

The Problem: Fragmented Supplier Data Blocks Card Growth

Card programs depend on converting more vendor payments from ACH to card. But success is often blocked by fragmented, incomplete, or inaccessible ERP data. For platforms serving midmarket or SMB customers, unlocking cardable spend at scale requires deep ERP access, enriched data, and automation – none of which are easy without enterprise-grade infrastructure.

To successfully migrate payments to card, platforms need to:

• Identify spend currently paid via ACH, check, or other non-card rails
• Match that vendor spend to suppliers who already accept card
• Prioritize vendors by likelihood to switch and potential cardable volume
• Activate campaigns to switch payment methods
  

Supplier data varies widely across ERP systems and is often incomplete – especially for SMBs, where vendor data is rarely normalized or enriched.

Rutter’s Supplier Enablement Workflow

Rutter standardizes and enriches ERP vendor data through a unified API and orchestrates the full enablement journey:

1. Auth: Secure access to customer ERP systems
2. Extract: Pull vendor, payment terms, and bill data
3. Enrich: Use OCR to extract vendor info from invoices and attachments
4. Score: Match to card networks using proprietary logic and Visa acceptance data
5. Prioritize: Rank vendors by likelihood and spend potential
6. Activate: Power enablement campaigns via API or prebuilt UI components
7. Switch: Provide vendor-level recommendations to guide ERP payment method updates

New Enhancements

OCR enrichment for ERP vendor data

We now apply OCR to bill attachments in SMB platforms like QuickBooks and Xero – dramatically improving data completeness and increasing vendor match rates even when structured ERP data is limited.

Visa card acceptance integration

Our scoring engine now integrates Visa acceptance data, enabling customers to identify cardable vendors with greater confidence and precision. Support for additional card networks is planned as part of our roadmap.

Expanded Platform Coverage

Rutter supports direct API and file-based integrations across the full spectrum of ERP systems. These capabilities give enterprise teams the infrastructure to scale supplier enablement workflows across SMB, midmarket, and enterprise – without needing custom integrations.

Enterprise ERPs:
SAP S/4HANA, Oracle E-Business Suite (EBS), Oracle Fusion, Microsoft Dynamics 365 Finance & Operations (F&O), JD Edwards EnterpriseOne, Workday

Midmarket ERPs:
NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Acumatica, Infor M3, Epicor (Eclipse, P21)

SMB ERPs:
QuickBooks Online, QuickBooks Desktop, Xero, Zoho Books, FreshBooks, Sage 50, Sage 100, Sage 200, Sage 300, SysPro, Deltek Costpoint, Tyler Technologies

Vertical-Specific:
Viewpoint Vista, Yardi, Entrata, MRI Software

Other:
SAP Concur

‍File Import Support:
For ERPs without direct APIs, Rutter provides a guided CSV import experience that maps structured files into our Universal Data Model – enabling support for long-tail systems without engineering effort.

Why It Matters

Supplier Enablement is designed for enterprise-scale deployments where high vendor volumes, multi-ERP complexity, and program ROI matter. With Supplier Enablement, Rutter customers can:

• Achieve higher vendor match rates with OCR-powered enrichment
• Target card-accepting vendors using Visa acceptance data
• Reach more platforms via file import and 30+ direct integrations
• Launch faster campaigns with prebuilt UI and API-powered workflows

Whether you're a commercial card issuer, vertical SaaS platform, or enterprise fintech provider, Rutter gives you the infrastructure to grow card spend and modernize supplier payments – at scale.

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Transform Supplier Payments with Rutter

Rutter Supplier Enablement is designed for enterprise teams building large-scale commercial card, AP automation, or working capital programs.

Whether you're focused on midmarket and enterprise vendors – or managing high volumes of SMB spend through platforms like QuickBooks – we work with customers making significant investments in supplier payment innovation.

Ready to get started? Request Enterprise Access today.