Introducing Supplier Enablement: Increase spend on corporate cards with AI
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Introducing Supplier Enablement: Increase spend on corporate cards with AI
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Blog
Article
February 2, 2026

Why AI Agents are taking over your shopping cart

Taylor Gersch
Taylor Gersch
,
Principal Product Designer
at Rutter
Why AI Agents are taking over your shopping cart
Contact Sales

Learn how Rutter can help you accelerate your product roadmap, save engineering headaches, and grow revenue

Recommendations to real transactions

Remember when "adding to cart" meant you were actually doing the shopping? Those days are ending faster than you think.

We're entering the era of Agentic Commerce, where AI agents don't just recommend products or answer questions. They complete entire transactions on your behalf. And they're getting really good at it.

The numbers tell the story: by 2025, AI agents are expected to influence over $200 billion in e-commerce transactions. Here's what most people are missing, this isn't just about convenience...it's about fundamentally rewiring how commerce works.

What actually is Agentic Commerce?

Agentic Commerce is when AI agents can independently research, compare, and complete purchases on behalf of users. Think of it as the difference between a GPS that shows you directions versus a self-driving car that actually takes you there.

These aren't chatbots with checkout buttons. They're systems that understand context and intent at a level previously impossible.

The real power isn't automation—it's hyper-personalization.

Today's Agentic Commerce solves the hardest problem in e-commerce: perfect discovery. These agents can:

  • Parse complex, conversational requirements ("I need a gift for my sister who loves minimalist design, runs marathons, and just moved to Seattle")
  • Navigate massive product catalogs to surface exactly what matches your specific use case
  • Understand nuanced preferences and constraints that keyword search completely misses
  • Compare options based on your actual needs, not just surface-level attributes

Instead of browsing 50 pages of results hoping to find the right product, you describe what you need in plain language, and the agent finds it.

The future might include automated reordering, price monitoring, and vendor coordination. Today's breakthrough is simpler and more powerful: agents that actually understand what you're looking for and can find it in seconds.

The infrastructure challenge nobody's talking about

Here's where it gets interesting for developers and businesses: enabling Agentic Commerce isn't just an AI problem. It's an integration nightmare. For an AI agent to complete a purchase, it needs access to:

  • Product catalogs across multiple platforms
  • Real-time inventory data
  • Pricing and promotions
  • Payment processing capabilities
  • Order tracking and fulfillment

Traditionally, this means building and maintaining dozens of individual integrations. One API for Shopify, another for Amazon, another for your payment processor, and on and on.

Each e-commerce platform would have their own product catalog to reference and pull from.


Why unified APIs are the secret weapon

This is exactly why unified APIs are becoming the backbone of Agentic Commerce. Instead of maintaining 20+ integrations, payment companies / LLMs will be able to connect to one API that handles all of them.

At Rutter, we've seen this firsthand. Our unified API for commerce platforms means  payment companies / LLMs can access product data, process orders, and track fulfillment on behalf of their merchants, Shopify, Amazon, WooCommerce, and more through a single integration.

The impact?
Companies building Agentic Commerce features can go from concept to launch in weeks instead of months and when a new platform emerges, you don't need to rebuild everything.

Building AI agents or running an existing e-commerce platform? Get a demo today.

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