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Introducing Supplier Enablement: Increase spend on corporate cards with AI
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Blog
Article
February 10, 2026

Building the orchestration for Agentic Commerce

Taylor Gersch
Taylor Gersch
,
Principal Product Designer
at Rutter
Building the orchestration for Agentic Commerce
Contact Sales

Learn how Rutter can help you accelerate your product roadmap, save engineering headaches, and grow revenue

Building Agentic Commerce and where to start

So you're a payment company or LLM provider looking to offer Agentic Commerce capabilities to your merchants. Maybe you want to enable AI-powered checkout experiences, maybe you're building autonomous shopping assistants, or maybe you're just trying to stay ahead of where the industry is moving.

Either way, you're about to learn what every platform building in this space discovers: the AI is the easy part. The commerce integrations will destroy your roadmap.
Let me show you why, and more importantly, how to actually ship this without your engineering team staging a revolt.

What you're actually providing your merchants

Let's say you're enabling Agentic Commerce for merchants across your payment platform. Your merchants sell on Shopify, Amazon, WooCommerce, BigCommerce, and a dozen other platforms. For your Agentic Commerce feature to work, you need:

Product Discovery:

  • Real-time product catalogs from every platform your merchants use
  • Inventory status across multiple warehouses and sales channels
  • Pricing data that updates by the minute
  • Product specifications, images, variants, and metadata

Transaction Execution:

  • Order creation across different commerce platforms
  • Tax calculation by jurisdiction
  • Shipping rate computation
  • Order confirmation and tracking synchronization

Post-Purchase:

  • Order status monitoring across all channels
  • Return and refund processing
  • Merchant notification systems
  • Customer service data integration

Now multiply this by 10, 20, or 50 different commerce platforms. Each with its own API structure, authentication flow, rate limits, and quirks.

The integration trap

Here's where most payment companies and LLM providers make a critical mistake: they start building direct integrations to each commerce platform.

Month 1: Shopify integration works great. Your team is confident.
Month 4:
Amazon integration is fighting you every step. The data models are completely different.
Month 7:
WooCommerce is done, but Shopify just deprecated the API version you built against.
Month 10:
Your engineering backlog is 60% "maintain existing integrations."
Month 12:
A key merchant asks for BigCommerce support.

This isn't sustainable; and it gets exponentially worse when you realize that different platforms structure their data completely differently. A "product" in Shopify looks nothing like a "product" in Amazon. Inventory tracking works differently across every platform. Order objects have entirely different schemas.

The unified commerce API approach

A unified commerce API solves this by providing a single, standardized interface across all commerce platforms your merchants use. Instead of building and maintaining 20+ integrations, you build one.

Here's what a product query looks like with Rutter:

That same call works whether your merchant's store is on Shopify, WooCommerce, BigCommerce, Amazon, or any other platform we support. The data structure is identical. Your AI agent doesn't need to know or care which platform it's talking to.


Enabling Agentic Commerce for your merchants

Let's walk through a practical example. You're a payment processor enabling Agentic Commerce capabilities that help your merchants' customers automatically reorder frequently purchased items.

Step 1: Merchant onboarding

Connect your merchant's commerce platforms through Rutter Link (our OAuth flow). Merchants authorize once, you get unified access to their product catalogs, inventory, and order systems across all their sales channels.

Step 2: Product catalog access

Use Rutter's unified API to access product data across all the merchant's platforms:


Step 3: AI-powered commerce orchestration

Your LLM or AI agent analyzes customer behavior, processes natural language requests, considers inventory availability, and determines optimal purchasing decisions.

Step 4: Autonomous transaction execution

Execute transactions on behalf of customers through the unified API:


Handling the enterprise-grade challenges

Rate Limiting Across Platforms

Commerce platforms have strict and varying rate limits. Shopify allows 2 requests/second for standard plans, 40 requests/second for Plus. Amazon has complex throttling logic. WooCommerce depends entirely on hosting infrastructure. Unified APIs handle this complexity for you, intelligently queuing requests, managing retries, and optimizing batch operations across different platforms simultaneously.

Webhook management at scale

Instead of setting up and maintaining webhooks with each individual platform your merchants use, you get standardized webhooks from the unified API. One endpoint to monitor, consistent data format, unified event types.

Standardized error handling

When an order fails (payment declined, out of stock, platform temporarily unavailable), you get standardized error codes instead of parsing dozens of platform-specific error messages.

Performance considerations for production Agentic Commerce

Agentic Commerce needs to be fast. End customers expect AI assistants to complete purchases in seconds, not minutes. Your merchants expect this to work flawlessly at scale.

Key optimization strategies:

  • Cache product catalogs with intelligent refresh strategies based on merchant update patterns
  • Use webhooks for real-time updates on inventory and order status changes
  • Implement parallel requests when querying across multiple merchant platforms
  • Batch operations where possible to reduce API call overhead
  • Pre-validate data to catch issues before attempting transactions

Security and compliance requirements

You're enabling systems that will spend real money on behalf of real customers for real merchants. Security and compliance aren't optional—they're table stakes.

Essential security practices:

  • OAuth-based platform connections (never store merchant credentials)
  • Comprehensive audit logging for every transaction and data access
  • Spending limits and approval workflows configurable per merchant
  • PCI compliance for payment data handling
  • Platform-specific compliance (GDPR, CCPA, etc.)
  • Merchant-controlled permissions with granular access controls

Getting started: your 2-week implementation plan

Ready to enable Agentic Commerce for your merchants?
Here's your path to production:

Week 1: Foundation

  • Sign up for Rutter and get your API keys
  • Connect test merchant stores through Rutter Link
  • Make your first unified API calls to fetch products and inventory
  • Build merchant onboarding flow with platform connection UI

Week 2: Production readiness

  • Integrate your AI/LLM model to process commerce operations
  • Implement order creation and tracking logic
  • Test end-to-end transactions in sandbox mode across multiple platforms
  • Set up webhook handlers for real-time order status updates
  • Deploy security controls and audit logging

By the end of week 2, you'll have a working Agentic Commerce capability ready for merchant beta testing. From there, it's about refining the AI experience and expanding merchant adoption.

The bottom line

Enabling Agentic Commerce for your merchants doesn't have to be an 18-month integration nightmare. With the right infrastructure, a unified commerce API, you can focus on what actually differentiates your platform: creating AI experiences that drive revenue for your merchants.
The commerce integration layer should be boring, reliable, and invisible. That's the goal. Build once, support every merchant platform your customers use.

Your merchants need Agentic Commerce capabilities. Your competitors are building them. The question isn't whether to offer this—it's how fast you can ship it.

Now go enable something transformative for your merchants. Talk to our team today.

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